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SCVO Credit Union
SCVO Credit Union

Scottish Council for Voluntary Organisations

CU registered no. 135CU(S) | FSA registered no. 213888 | Category ‘F’ Consumer Credit Licence held

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (Registration No: 2138) (CU No: 135(S). Your eligible deposits with SCVO CU are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.

For sensible saving

Whether you are saving for a rainy day, or even a sunny break away, we offer a simple savings solution that will help your make money work for you.

Good reasons to save

Life is full of twists and turns. Sometimes, a turn for the worse might come when you least expect it. A savings pot, accumulated over a period of time, enables you to deal with whatever life throws at you.

Saving with SCVO CU has many benefits:

  • Effortless Savings: Save automatically with payroll deduction and watch your money grow without lifting a finger.
  • Exclusive Access to Affordable Loans: As a saver, you unlock low-interest loans, helping you manage your finances more efficiently.
  • Flexible Access to Your Money: Do you need your savings? You can access your funds easily whenever needed, giving you total financial control.
  • Safety Guaranteed: Rest easy knowing your savings are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).
  • Ethical & Member-Owned: We’re owned by members like you, not shareholders. Your savings support financial inclusion across the Scottish charity sector.
  • Make your money work harder! Start saving through payroll deduction today and take control of your financial future with ease.

Being on top of your finances and feeling you are in control of them, gives you a sense of good financial wellbeing, and helps takes the stress away of everyday living. It enables you to relax and enjoy life both at work, and with family and friends.

How your savings plan works

Savings of just £30, £50 or £100 a month of savings will soon turn into a handy sum in your personal SCVO Credit Union account.

Example Savings Plan:

  1. Emergency Fund: £50/month until you reach a certain amount.
  2. Holiday Fund: £100/month for 12 months for a £1,200 goal.

Because your savings are deducted from your payday salary, it’s simple and convenient and there’s no risk of forgetting.

Apply for membership

To set up a savings plan and become a member, join online.

Alternatively, speak to your employer, contact us at credit.union@scvo.scot, or call us on 0131 474 8003.

FSCS Protected

CU registered no. 135CU(S) | FSA registered no. 213888 | Category ‘F’ Consumer Credit Licence held

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (Registration No: 2138) CU No: 135(S). Your eligible deposits with SCVO CU are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.